TIRA-Regulated · Jubilee · Strategis · Alliance

Every ticket.
Every passenger.
Covered.

NPIP is Tanzania's unified passenger insurance infrastructure. Every bus ticket sold through a registered vendor automatically carries TIRA-approved cover — no separate purchase, no paperwork.

Verify Ticket Insurance Cover

Check any ticket issued by a registered transport vendor in real-time. Try TIRA-1002003004 for a quick test.

12+
Registered Insurers
48K+
Tickets Covered Daily
99.4%
Claims Settled
How Your Cover Works
Active Seal
01Ticket Purchased

Passenger buys a seat through any registered NPIP vendor — in-person or digital.

02Cover Issued Instantly

A TIRA cover note is generated and sealed to the ticket ID within milliseconds.

03Journey Active

Insurance is live from boarding. Passenger is covered for the full route.

04Claim Supported

Incidents trigger automatic insurer notification. Claims resolved within 72 hours.

Portal Capabilities

Built for Fleet Operators & Underwriters

NPIP connects booking ticketing APIs, transport vendors, and underwriters in one platform—enabling instant travel cover note issuance and live TIRA compliance.

Travel Premium Simulator

Real-time passenger insurance pricing breakdowns

Get immediate premium estimates based on your fleet capacity. Adjust the passenger volume and see live pricing calculations across service classes.

Passenger Count10 Travelers
1 passenger30 passengers60 passengers
Live Estimate Breakdown
Base Travel PremiumTZS 15,000
TIRA Regulatory LevyTZS 500
Revenue Stamp DutyTZS 250
Total PremiumTZS 15,750
*Fully synchronized with TIRA Cover Note guidelines.*

Flexible Operator Checkouts

Settle batch premiums instantly using Tanzania's major mobile wallets or bank transfers. Integrated for convenience, speed, and real-time coverage updates.

*Batch payment gateway designed for large transport networks.*

M-PESA
TIGO PESA
AIRTEL MONEY
BANK TRANSFER

Live TIRA Synchronizations

Every passenger ticket generated via our API automatically receives a verified TIRA cover note reference, securing instant legal compliance and safety confirmation.

*Fully compliant with Section 136 of the Insurance Act.*

COVERNOTE
TIRA VALIDPDF • 140KB

Why It Matters

Real-time passenger ticket cover notes
Seamless booking API integrations
Direct TIRA compliance registry links
Unified underwriter dashboards
Complete fleet and operator auditing

How It Works

A seamless journey, from fleet to cover.

NPIP makes passenger transport insurance fast, transparent, and completely programmatic — in four simple steps.

01
Step 01

Register Operator & Fleet

Transporters register their accounts, list their fleet vehicles, and designate licensed insurance underwriters by TIN number.

What you'll configure

  • Operator company details and TIN
  • Vehicle plate numbers and makes
  • Designated insurance underwriters

Requirements

Company TIN NumberValid Registration plateActive Underwriter link
Step 01
Fleet directory card
02
Step 02

Integrate Ticketing API

Request secure client credentials (Client ID and Secret) to connect your booking application directly to our passenger insurance API.

What you'll connect

  • Secure OAuth 2.0 access tokens
  • RESTful API ticketing endpoints
  • Automatic payload error checking

Developer support

API CredentialsIntegration GuideLive Endpoint Sync
Step 02
OAuth key generation
03
Step 03

Issue Tickets with Cover

When customers book travel, your system automatically submits passenger lists and journey details to register insurance coverage.

Flow details

  • Passenger names, seat numbers, emergency contact
  • Departure, destination, and bus plate
  • Automatic premium batch payment status

Data submitted

Traveler InformationJourney ScheduleBooking Reference
Step 03
Ticket booking request
04
Step 04

Instant TIRA Cover Sync

Every ticket is instantly registered with the Tanzania Insurance Regulatory Authority (TIRA), returning an official digital cover note.

TIRA confirmation

  • Official TIRA cover note ID
  • Real-time policy cover validation
  • Immediate audit trail for compliance

Registry status

Instant SyncValidated ReferencePortal Archive
Step 04
Cover Note generation

Why NPIP

Built for Tanzania'stransit ecosystem.

Every feature is designed around how transport operators and local insurers actually work in Tanzania — from compliance to cover note registration.

01Fully Digital API Flow
02Multiple Licensed Insurers
03Instant TIRA Registration
04Fleet Compliance Check
05Batch Premium Settlement
06Designed for Tanzania
Faq & Help Center

Answering Your Questions

Everything you need to know about Tanzanian passenger travel insurance compliance and the NPIP digital workflow.

NPIP is the National Passenger Insurance Portal. Under Tanzanian transport laws, commercial carriers and transport operators are required to register passenger travel insurance for every ticket issued to provide medical and accident liability coverage for travelers.

Passenger TIRA cover notes are generated instantly via our API at the exact moment a traveler purchases their ticket. The TIRA registry number is embedded in the digital boarding pass or booking confirmation within seconds.

We support major Tanzanian payment options including mobile wallets (M-Pesa, Tigo Pesa, Airtel Money, Halopesa) and direct bank transfers, allowing operators to settle premium batches automatically.

Yes. Our platform supports all commercial passenger carriers, including intercity buses, safari operators, regional shuttles, and lake or maritime ferry lines.

In the event of a travel incident, operators or passengers can initiate claims directly through the portal using the ticket number and TIRA cover note. Claims are instantly forwarded to the linked licensed underwriter for rapid medical or liability settlement.

Integrating a Booking System?

Our developer support staff can assist your IT team in linking your online ticket booking platforms directly to our Express REST API.